Image by David Pereiras from Shutterstock Your FICO score is a key factor used to determine if you qualify for a mortgage. The Fair Isaac Corporation (FICO) is the creator of the most common credit score used by home loan providers. The algorithm used to create your score is a closely-guarded industry secret. But in general, it factors...

Photo by Brooke Cagle on Unsplash Zoning laws have been in place in the United States for many years. They serve communities in a number of ways. As a home buyer, it is important to know and understand the zoning laws that cover any property you consider purchasing. Structures Generally, residential zonings laws indicate what kind of structures...

Image by Brady Pevehouse from Pixabay When purchasing a home, there are many issues to keep in mind. These often include items such as the interest rate on the mortgage, real estate taxes, and homeowner's insurance. If you've purchased a home governed by a Homeowner's Association and have not lived within a similar community before you may find...

Image by Ally Thomas from Pixabay A VA loan can be the key to getting some of the most attractive terms possible on a home loan. Not only are lenders more forgiving on the minimum down payment requirements, but you may also be exempt from paying Private Mortgage Insurance until you've built up enough equity in the home....

Photo by Analogicus via Pixabay After settling into your home, you start to notice a few things either need to be retouched or completely overhauled. The biggest issue that a lot of homeowners run into is the money for the project. Even after assessing whether the project is a DIY or you’ll need a professional, funding still comes...

Photo by Hasan Albari from Pexels Thinking about automating your new home? Here are some of the most innovative new smart home features to consider incorporating in your residential design. 1. Color-Tuned Lighting Apps exist for both computers and smart phones to warm up color tones toward the evening hours, helping signal to the brain that it’s time...

Photo by Subham Majumder from Pexels When you are trying to sell your home, you want it to look its best. The more appealing your home is to potential buyers, the faster it will sell and the higher your profits will be. One of the best ways to enhance the appeal of your home is through "staging," which...

Photo by Free-Photos via Pixabay While buying a home in a seller’s market, it pays to stand out from the crowd. One way to do that is with a memorable offer letter that captures the seller’s attention from the start. You must include all the right elements, however, to effectively win them over and earn the chance to...

Image by kirkandmimi from Pixabay When you list your home for sale, you are setting it up to sell to a wide range of buyers. Chances are the person who buys your home is not going to be the same as you, and often they will belong to a completely different generation. For example, if you’re prepping to...

Photo by RawPixel.com via Shutterstock When it comes to homeowner’s associations, you need to know what type yours is before you determine whether to “join” it. There are two types of associations, covenant-based and voluntary. When homeowners ask about requirements to join a homeowner’s association, they may believe it is optional, but if our association is covenant-based, you...

Moving to a new home can definitely be labor intensive, but there are plenty of ways to make it easier and less stressful. Creating a priority list of things to do before the moving truck arrives can help ensure that you won't forget important details. If you've chosen a service-oriented moving company, they should provide you with information --...

LOCATION, LOCATION... a rare affordable opportunity to live in the heart of the highly desirable Cherry Creek District! 3D VIRTUAL MATTERPORT TOUR AVAILABLE. Two bedroom townhome with a TWO car attached and oversized garage. With vaulted ceilings, plantation shutters, gas fireplace, hardwood floors and 2 balconies. The open floor plan shows off the updated dining area and kitchen with granite countertops, and a roomy bedroom and bathroom. The upper level is entirely devoted to the huge Master Suite: 5-piece master bath with many mirrored closets, private balcony and built-in desk. The finished lower level, leading to the garage,...